Cut back on debt. Consolidate your different debts into one and pay it off. Put your credit cards in a spot where you won't be able to use them until you're debt-free. Track your expenses for a month, then cut back your spending on items you don't need. For instance, pack a lunch rather than buying one at work. Mix and match your outfits rather than constantly buying new ones.
Plan time for a vacation every year. Some people claim "I haven't had a vacation in three years" as if it was a badge of courage. It isn't.
Find time each and every day to be grateful. Begin the day with it. Remind yourself during the day and recount your blessings in the evening.
Blessed,
Lila
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